With the holidays just around the corner, I’m always keeping my eyes out for great deals. I have to admit, I am one of those people who shops crazily online and ditches the Black Friday scene. I find that shopping in the comfort of my own home is much more relaxing. As I was adding two pairs of wedge booties into my shopping cart on Payless.com, I discovered something new this year: PayNearMe. What is PayNearMe? Well, it’s just what its name says it is: paying near me! I was excited; did I really have the option to pay in cash for my online items?
I am always on edge with my credit cards. I’m always questioning when my last statement hit and if pending purchases are taken off my current amount. Did that item last week hit yet? Wait, did I overspend on this? Sometimes, it’s nice to pay something off right away and know that it’s done. Some transactions take a day or more for an item to reflect on a statement so it’s easy to forget if you don’t manage a strict budget, like me.
What is PayNearMe?
PayNearMe partners with local businesses and it gives you the option to pay your online shopping items and bills in cash. You can pay rent, a utility bill, internet bill or other transactions at your local CVS, 7-Eleven, Family Dollar Store, or Casey’s General Store.
You show them your PayNearMe barcode which they scan to pull up your statement and you pay in cash—so convenient!
If you have any of these stores around, you can skip the credit paying option. Having this as an option saves you the worries of putting in your personal information too. I sometimes get a little worried when it comes to shopping online on a new site—you never know what they do with your credit card information.
How Does PayNearMe work?
If the site offers PayNearMe as an option, you’ll see it when you attempt to check out. It will say, “Pay with CASH at.” Stores that offer PayNearMe should have a payment process that is generally similar. Here is how you do it on Payless.com.
1. Check out your items normally
2. On Payment Method, choose “Cash”
3. Confirm and place your order
4. Check for an email or text notification on where you’d like to pay
5. Choose the store you want to pay at & a barcode will show up
6. Screenshot or save the barcode
7. Show the barcode to your cashier & pay cash!
You have 24 hours to pay before your order or barcode expires, so don’t miss that window! Make sure you have your PayNearMe barcode on your mobile phone pulled up, printed or screenshotted so the cashier can scan it.
PayNearMe is a great option to those who don’t have a checking account, cannot afford to have a credit card, or simply just prefer the old ways of paying things up front. It would be great to see PayNearMe expand to other stores as I would love to pay for some of my other online gifts in cash too. I hope you guys learned something new and give this a try. Happy online shopping!